There’s nothing new about disintermediation – the removal of intermediaries in business. Its part of the age old battle between middlemen and those who wish to cut them out of the picture. The internet was supposed to cause disintermediation on a large scale, but all it did was redraw the battle lines a bit.

The reason I mention the word is because I’ve been brainstorming business models with a client lately, and we’ve come up with some doozies. Not the usual groceries direct stuff. I’m talking chunks of the financial industry. We’re willing to do coffee with interested parties…